Auto Theft Prevention Car Insurance

If you think you do not need auto theft prevention and your car is safe from auto theft then consider the facts: around $7.8 billion is total estimated cost of auto theft in the United States last year and vehicular theft happens twice every minute. So if your car is stolen and you do not have insurance then you will be among the many who believe they do not need insurance because they are good drivers and their vehicle is safe from theft. The best thing for you to do then is to get that insurance and to make sure that you can avoid being victim of auto theft.

After getting insurance, the next thing you can do to protect your vehicle is to get a sophisticated anti-theft system that is installed by a professional. The manufacturer installed anti-theft system is simply not enough protection since they are so easy to be disabled, especially by professional thieves.

Now after making sure you have a good anti-theft system, there are certain facts that are quite helpful to remember. The first thing is that last year, according tot the National Insurance Crime Bureau (NICB), the highest ranking model year stolen are 1995, 1991, 1989, 1997 and 1994. This means that old models are more likely to get stolen than the newer ones and the luxury vehicles. This will give you an idea of how much at risk is you vehicle.

Now, if in case your car got stolen, the first thing you should do is to immediately contact the police. You have a more chance of recovering your car in the first few hours of it being stolen. This is because the longer it takes to recover your car the more likely it is to be driven out of town or to be in chop shops. This means it is better if you have photocopy of your registration on your wallet so you can give it to the law enforcer immediately and they can trace your car sooner.

As for avoiding insurance problems, make sure that your insurance covers theft of your vehicle. Do not assume that you are automatically covered for replacement rental car. Usually there is a waiting period before your insurance will allow you to rent. And that is if you have the rental coverage, so you should check out that too. This additional coverage cost only a few dollars so you might want to get that coverage.